* {
            box-sizing: border-box;
        }

        body {
            margin: 0;
            font-family: "Poppins", Arial, sans-serif;
            background: #f5f7fb;
            color: #111111;
        }

        .aeo-wrap {
            max-width: 1200px;
            margin: 0 auto;
            padding: 170px 20px 48px;
        }

        .crumb {
            display: inline-block;
            border: 1px solid #0b4c7a;
            color: #0b4c7a;
            border-radius: 24px;
            padding: 6px 12px;
            font-size: 14px;
            margin-bottom: 14px;
        }

        h1 {
            margin: 0 0 14px;
            font-size: clamp(28px, 4vw, 48px);
            line-height: 1.1;
            color: #0b4c7a;
        }

        .lead {
            font-size: 17px;
            line-height: 1.6;
            margin: 0 0 16px;
        }

        .card {
            background: #ffffff;
            border: 1px solid #d9e1ef;
            border-radius: 16px;
            padding: 20px;
            margin-top: 16px;
        }

        .hero-card,
        .download-card,
        .section-title-row {
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 18px;
        }

        .eyebrow {
            text-transform: uppercase;
            letter-spacing: 1.8px;
            font-size: 12px;
            font-weight: 700;
            color: #d11717;
        }

        h2 {
            margin: 0 0 10px;
            font-size: clamp(20px, 3vw, 30px);
            color: #0b4c7a;
        }

        h3 {
            margin: 0 0 8px;
            font-size: 18px;
            color: #0f2434;
        }

        p {
            margin: 0 0 12px;
            line-height: 1.6;
        }

        ul {
            margin: 0;
            padding-left: 20px;
        }

        li {
            margin-bottom: 8px;
            line-height: 1.55;
        }

        .source {
            margin-top: 20px;
            font-weight: 600;
        }

        .download-btn {
            white-space: nowrap;
            background: #0b4c7a;
            border-color: #0b4c7a;
            border-radius: 999px;
            padding: 11px 20px;
            font-weight: 700;
        }

        .text-download {
            color: #0b4c7a;
            font-weight: 700;
            text-decoration: none;
            white-space: nowrap;
        }

        .details-grid {
            display: grid;
            grid-template-columns: repeat(3, minmax(0, 1fr));
            gap: 18px;
        }

        .rate-notes {
            margin: 0;
            padding-left: 20px;
        }

        .rates-table-wrap {
            overflow-x: auto;
        }

        .rates-table {
            width: 100%;
            border-collapse: collapse;
            min-width: 620px;
        }

        .rates-table th,
        .rates-table td {
            padding: 12px 14px;
            border-bottom: 1px solid #dfe7f1;
            text-align: left;
            vertical-align: top;
        }

        .rates-table th {
            background: #edf4fb;
            color: #0b4c7a;
            font-size: 14px;
            font-weight: 700;
        }

        .rates-table tr:last-child td {
            border-bottom: 0;
        }

        .navbar-top {
            box-shadow: 0 1px 4px rgba(0, 0, 0, 0.08);
            z-index: 1050;
        }

        .nav-contact {
            background: #004a72;
            color: #ffffff;
            padding: 4px 0;
            font-size: 18px;
        }

        .nav-contact .nav-contact-div {
            display: flex;
            justify-content: space-between;
            align-items: center;
            gap: 20px;
        }

        .nav-contact a {
            color: #ffffff;
            text-decoration: none;
            font-weight: 500;
        }

        .nav-contact .bi {
            margin-right: 6px;
        }

        .navbar {
            background: #efefef;
            padding-top: 10px !important;
            padding-bottom: 10px !important;
            min-height: 76px;
        }

        .navbar .navbar-brand.tm-logo-header {
            width: 240px !important;
            height: auto !important;
            max-height: 62px;
            object-fit: contain !important;
            object-position: center center !important;
            display: block;
        }

        .navbar .nav-link,
        .navbar .btn.btn-secondary {
            font-size: 15px;
            padding-top: 6px !important;
            padding-bottom: 6px !important;
            color: #1f2833;
            font-weight: 700;
        }

        .navbar .dropdown-toggle {
            border: 0;
            background: transparent;
        }

        .navbar .navbar-nav {
            align-items: center;
        }

        .tm-nav-collapse {
            flex-grow: 0.5;
            justify-content: space-between;
        }

        .navbar .navbar-contact {
            background: #004a72;
            color: #ffffff !important;
            border-radius: 28px;
            padding: 8px 24px !important;
            font-weight: 600;
        }

        @media (max-width: 991px) {
            .aeo-wrap {
                padding-top: 140px;
            }

            .hero-card,
            .download-card,
            .section-title-row {
                flex-direction: column;
                align-items: flex-start;
            }

            .details-grid {
                grid-template-columns: 1fr;
            }

            .nav-contact {
                font-size: 14px;
            }

            .nav-contact .nav-contact-div {
                flex-direction: column;
                align-items: flex-start;
                gap: 4px;
            }

            .navbar .navbar-brand.tm-logo-header {
                width: 180px !important;
            }

            .navbar .nav-link,
            .navbar .btn.btn-secondary {
                font-size: 18px;
            }
        }

        .sfaaz-page .navbar {
            background: #fff !important;
        }

        .sfaaz-page .navbar .navbar-contact {
            background: transparent !important;
            color: #000 !important;
            border: 1px solid #000 !important;
            padding: 5px 5px 5px 15px !important;
            border-radius: 30px !important;
            font-size: 14px !important;
            gap: 10px !important;
        }

        .sfaaz-page .navbar .navbar-contact i {
            color: #000 !important;
            background: transparent !important;
        }